Economic Empowerment and Livelihoods
Introduction/Overview
Economic Empowerment and Livelihood encompasses a broad range of programs aimed at promoting economic self-sufficiency and financial independence for refugees and displaced persons.
These initiatives provide access to employment opportunities, entrepreneurship support, financial literacy education, agricultural training, and micro-lending. Refugees and displaced persons often face significant barriers to participating in local economies, which can lead to dependence on humanitarian aid and limited economic opportunities.
At Refugee Pathways & Integration Canada (RefPIC), we prioritize economic empowerment by integrating refugees into local economies through employment pathways, entrepreneurship development, and agricultural training. Our programs offer tools and support that foster financial literacy, enable access to micro-lending, and create sustainable livelihoods that empower individuals and reduce their dependency on aid. This approach helps refugees build resilient futures and contribute to the economic development of host communities.
This strategy aligns with key international frameworks, such as:
Global Compact on Refugees (2018), which promotes the economic inclusion of refugees by creating employment pathways and fostering entrepreneurship.
Sustainable Development Goals (SDG 8 & 10), which focus on decent work, economic growth, and reduced inequalities for all, including refugees and displaced persons.
United Nations High Commissioner for Refugees (UNHCR) Guidelines on Livelihoods, which emphasize the need for programs that build self-reliance and integrate refugees into local economies.
A Vision for Economic Independence and Sustainable Livelihoods
At Refugee Pathways & Integration Canada (RefPIC), we envision a world where refugees and displaced persons have the tools, resources, and opportunities to achieve economic independence and contribute meaningfully to their communities. Our vision is to create inclusive economies where refugees are empowered through employment, entrepreneurship, and financial literacy, enabling them to build sustainable livelihoods for themselves and their families.
Through a combination of vocational training, business development support, and micro-lending, we provide pathways for refugees to enter the workforce, start their own businesses, or engage in sustainable agricultural practices. By promoting economic self-sufficiency, RefPIC helps refugees move from reliance on aid to becoming contributors to their local economies, fostering greater social cohesion and community resilience.
How We Deliver This Vision: Comprehensive Economic Empowerment Programs
RefPIC’s Economic Empowerment and Livelihood Programs are designed to support refugees by providing them with access to the resources and tools they need to achieve economic independence. We collaborate with local businesses, agricultural experts, and financial institutions to ensure that refugees can access employment opportunities, start their own businesses, and receive training in financial literacy and agricultural development.
Key components of our Economic Empowerment and Livelihood Programs include:
Employment Pathways: Facilitating job placements and matching refugee skills with labor market needs to ensure that refugees can access meaningful employment.
Entrepreneurship Support: Providing business development training, mentorship, and financial resources to support refugees in starting and growing their own businesses.
Financial Literacy Programs: Offering financial education programs that teach budgeting, savings, and financial planning skills, empowering refugees to manage their finances effectively.
Agricultural Training: Delivering specialized agricultural training that equips refugees with the skills needed to engage in sustainable farming practices and support local food systems.
Micro-Lending Programs: Creating access to small loans and financial services that enable refugees to start small businesses or invest in economic opportunities, fostering financial independence.
Why Economic Empowerment and Livelihood Programs Matter
Economic empowerment is essential for refugees and displaced persons to achieve self-reliance and break the cycle of poverty. Without access to employment, financial services, or entrepreneurial opportunities, many refugees remain dependent on humanitarian aid, limiting their ability to build sustainable futures. By providing access to job training, entrepreneurship support, and agricultural programs, RefPIC helps refugees develop the skills and confidence needed to thrive economically.
Economic empowerment not only benefits refugees, but it also strengthens host communities by integrating refugees into local economies, filling labor market gaps, and promoting social cohesion. Refugees who achieve economic independence are more likely to contribute to the growth and prosperity of their host communities, fostering mutual respect and understanding.
Looking Ahead: Expanding Economic Empowerment and Livelihood Programs
As RefPIC continues to expand its economic empowerment and livelihood initiatives, we remain committed to providing refugees with access to the resources, training, and financial tools they need to build sustainable livelihoods. By focusing on vocational training, entrepreneurship support, and micro-lending, we aim to create long-term economic solutions that empower refugees to achieve financial independence.
Our Triple Nexus Approach—integrating humanitarian relief, development, and peacebuilding—ensures that our economic programs not only provide immediate support but also contribute to the long-term resilience and economic integration of refugees and displaced persons.
What We Aim to Achieve
Our primary goals in promoting the economic empowerment of refugees and displaced persons include:
Developing Employment Pathways: Create access to employment opportunities by matching refugees with jobs that align with their skills and qualifications.
Supporting Entrepreneurship: Provide business development support, mentorship, and financial resources to help refugees start and grow their own businesses.
Improving Financial Literacy: Offer financial literacy education that equips refugees with the skills to manage their finances, save for the future, and achieve financial independence.
Delivering Agricultural Training: Equip refugees with the knowledge and tools needed to engage in sustainable agricultural practices and support local food systems.
Facilitating Micro-Lending: Provide access to micro-loans and financial services that empower refugees to invest in economic opportunities and start small businesses.
How We Deliver Impact
Employment Pathways: RefPIC facilitates job placements and works with businesses to create pathways for refugees to gain meaningful employment and contribute to their local economies.
Entrepreneurship Support: Our programs provide business development training, access to financial services, and mentorship to support refugee entrepreneurs in starting and scaling their businesses.
Financial Literacy Programs: We offer financial education that teaches budgeting, savings, and investment strategies, enabling refugees to take control of their financial futures.
Agricultural Training: RefPIC’s agricultural training programs equip refugees with the skills needed to engage in sustainable farming, contributing to local food production and economic development.
Micro-Lending Programs: We provide micro-loans and access to small-scale financial services that enable refugees to invest in business opportunities, fostering economic self-sufficiency.
Who Benefits
Refugees and Displaced Persons: Refugees benefit from access to employment opportunities, business development resources, and financial services, helping them achieve economic independence.
Host Communities: Host communities benefit from the economic contributions of refugees, who fill labor market gaps, create jobs, and contribute to the overall economic growth.
International Stakeholders: Governments, NGOs, and international organizations benefit from stronger economic integration of refugees, fostering global stability and social cohesion.
Governance, Oversight, and Accountability
At Refugee Pathways & Integration Canada (RefPIC), we uphold the highest standards of governance, oversight, and accountability across all our programs. As a registered nonprofit, we operate in full compliance with the Canada Not-for-Profit Corporations Act and adhere to guidelines set by the Canada Revenue Agency (CRA) for charities. This ensures transparency, accountability, and alignment with national laws.
In addition to federal compliance, RefPIC adheres to provincial nonprofit regulations where we operate, both within Canada and internationally. Where necessary, we incorporate separately in different jurisdictions to ensure we meet local legal requirements. This enables us to operate effectively across regions while maintaining the highest levels of accountability and legal compliance.
National and Provincial Compliance: RefPIC strictly follows Canadian laws governing nonprofit organizations, ensuring transparency, financial accountability, and ethical standards. By complying with federal and provincial nonprofit regulations, we meet all legal requirements in the regions we serve.
International Standards and Frameworks: RefPIC's work is further guided by international laws and frameworks that protect refugee rights and promote sustainable development. We align our programs with global best practices to ensure our initiatives serve refugees and displaced persons effectively.
Strong Accountability Practices: We collaborate with local, national, and international stakeholders to ensure responsible resource management and effective service delivery. Through regular evaluations, transparent reporting, and continuous improvement, RefPIC ensures that our programs meet the immediate needs of refugees while contributing to long-term sustainable outcomes.
For more details, visit our Governance, Oversight, and Accountability page to learn more about our commitment to ethical practices, program evaluation, and compliance with legal frameworks.
Get Involved/Call to Action
Support Economic Empowerment Programs: Advocate for programs that promote economic self-sufficiency for refugees and support RefPIC’s efforts to provide employment and entrepreneurship opportunities.
Volunteer: Join our programs by providing vocational training, entrepreneurship mentoring, or financial literacy education to refugees.
Partner with Us: Collaborate with RefPIC to create economic opportunities for refugees by developing employment pathways and business development programs.
Donate: Your contributions help fund economic empowerment initiatives, providing refugees with the tools they need to build sustainable livelihoods and achieve financial independence.
Useful Resources (External Links)
Employment Pathways: UNHCR Livelihoods and Economic Inclusion Toolkit – This toolkit provides guidance on creating employment pathways, including job placement programs that align refugee skills with local labor market needs, and offers resources on job readiness training. Access the toolkit
Entrepreneurship Support: Refugee Entrepreneurship Program Toolkit by the Centre for Entrepreneurs – This toolkit offers resources for establishing entrepreneurship programs, including business development training, mentorship, and access to capital for refugee entrepreneurs. Access the toolkit
Financial Education for Refugees and Host Communities: Trainee’s Booklet - Published by the International Labour Organization (ILO), this training booklet provides refugees and host communities with essential financial education, covering topics such as budgeting, savings, credit, and financial planning. It aims to empower individuals with the skills to manage their finances effectively and build economic resilience. Access the booklet
Agricultural Training: FAO Guide on Sustainable Agriculture for Displaced Communities – This guide from the Food and Agriculture Organization (FAO) provides agricultural training materials focused on sustainable farming practices for refugee and displaced communities. Access the guide
Micro-Lending Programs: Kiva Refugee Investment Fund – This program by Kiva offers microloans tailored for refugees to help them start small businesses and access financial services, fostering economic independence. Access the program